Scranton's Local Independent Insurance Agent — Real Service, No 800 Numbers

If you've been getting quotes from national carriers and wondering why no one picks up the phone, Carey Insurance Agency is the alternative. We're an independently owned, locally operated agency based in Avoca — minutes from Scranton — and we've been serving Lackawanna County residents and business owners for over 35 years. When you call us, someone answers.

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Why Scranton Residents Choose an Independent Agent Over a Big-Name Carrier

The Scranton insurance market is crowded with national brands, comparison websites, and apps that promise fast quotes. What they don't offer is someone who knows your neighborhood, understands your situation, and works for you — not the carrier — when something goes wrong.

 

As an independent insurance agent in Scranton, PA, we're not tied to a single company's rates or products. When your premium goes up at renewal, we don't shrug and hand you a new bill. We look at your options across multiple carriers and tell you whether you're still getting the best value available. That's the difference between an agent and a customer service rep.

 

  • 4.8-star Google rating with 100+ client reviews
  • Free quotes and same-day estimates
  • Phone and text availability — no hold queues, no call centers
  • Over 35 years serving Lackawanna County families and businesses
  • ERIE Life Recognition Awards and Founders' Awards recipient

Auto and Home Insurance for Scranton Families — Coverage That Fits Where You Live

Whether you're in Green Ridge, South Side, Hill Section, or anywhere across the city, your insurance needs are shaped by where you live and how you drive. Scranton's proximity to the I-81 corridor means commute patterns vary, and residential neighborhoods range from dense urban blocks to quieter suburban streets — each with its own risk profile.

 

We write auto insurance Scranton Pennsylvania drivers can actually use: coverage structured around your commute, your vehicle, and your household — not a generic policy pulled from a national template. If you're bundling auto and home insurance, we'll build the combination that makes sense for your property type and your budget, and we'll walk you through exactly what you're covered for before you sign anything.

 

We also work with renters across Scranton who want affordable coverage for their belongings without the runaround. If you're renting for the first time, we'll explain your options in plain terms and get you covered quickly.

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What our clients have to say

Testimonials

GOOGLE REVIEWS

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Business Insurance for Scranton's Commercial Community

Scranton's commercial landscape runs deep — restaurants along the main corridors, auto repair shops, service contractors, used car dealers, and professional service businesses operating across Lackawanna County. These businesses don't need a generic commercial policy. They need coverage built around what they actually do.

 

Carey Insurance works with Scranton business owners across a range of industries, and we understand the specific exposures each one carries. A restaurant faces different liability risks than a contractor. An auto repair shop needs commercial auto coverage structured differently than a used car dealer. We know these distinctions because we work with these businesses every day.

 

Our commercial lines include:

 

  • Business Owners Insurance (BOP)
  • General Liability Insurance
  • Commercial Auto Insurance
  • Commercial Property Insurance
  • Workers Compensation
  • Commercial Umbrella Insurance

 

If you're a Scranton business owner who hasn't reviewed your coverage recently — or who has never worked with a local agent who actually understands your trade — this is worth a conversation.

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Serving Scranton from Just Down the Road

Our office is located in Avoca, PA — a short drive from Scranton and easily accessible for clients throughout Lackawanna County. We serve clients across the full Scranton–Wilkes-Barre corridor, including Old Forge, Taylor, Moosic, and Dupont. You don't need to travel far to work with a local agent, and in most cases, you won't need to come in at all. We handle quotes, policy reviews, and coverage questions by phone, text, and email — on your schedule.

 

We're also active in the community. Carey Insurance is a member of the Old Forge Lions and the Sons of Italy, and we hold memberships with the Insurance Agents & Brokers and the National Federation of Independent Business. We're not a national brand with a Scranton zip code. We're a local agency that's been part of this region for over three decades.

Common Questions from Scranton Insurance Shoppers

  • What makes an independent insurance agent different from going directly to a carrier like State Farm or GEICO?

    An independent agent represents multiple carriers rather than a single company. That means we can compare coverage options and pricing across carriers to find what fits your situation — and if your rate increases at renewal, we can look at alternatives rather than simply accepting the new number. A captive agent can only offer you what their one carrier provides.

  • How do I get an auto insurance quote in Scranton, PA?

    Call us at 570-451-3808, send a text for a callback, or reach out through our contact page. We offer free quotes with same-day estimates in most cases. We'll ask a few questions about your vehicle, driving history, and current coverage, and we'll have options ready for you quickly.

  • Does Carey Insurance serve Scranton businesses, or only personal lines?

    We work with both. Our commercial lines cover a wide range of Scranton-area businesses including restaurants, contractors, auto repair shops, used car dealers, and more. If you're a business owner in Lackawanna County looking for coverage that reflects what you actually do, we're worth a call.

  • Can I get renters insurance if I'm renting an apartment in Scranton?

    Yes. Renters insurance is one of the most affordable and overlooked coverages available, and we make it straightforward for first-time buyers. It covers your personal belongings, liability, and additional living expenses if something forces you out of your unit temporarily. We'll walk you through what's included and get you a quote fast.

  • What if my current insurance rate just went up and I'm not sure what to do?

    That's exactly the situation where an independent agent earns their value. When a carrier raises your premium, we review your current policy, compare it against available options, and tell you honestly whether switching makes sense or whether your current coverage is still competitive. You're not stuck with one company's decision when you work with an independent agent.

Talk to a Local Scranton Insurance Agent Today

Carey Insurance Agency has been serving Scranton and Lackawanna County for over 35 years. We're independently owned, locally operated, and committed to giving every client a straight answer and a fast response. Whether you need personal coverage for your family or commercial coverage for your business, we'll build a policy that fits — and we'll be available when you need us.

 

Reviewed by Carey Insurance Agency — Independent Insurance Agent, Avoca, PA. Serving Scranton and Lackawanna County for over 35 years. ERIE Life Recognition Awards and Founders' Awards recipient. Member, Insurance Agents & Brokers and National Federation of Independent Business.

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